FREE · NO BANK NEEDED · NO PERMISSION NEEDED

Your Money.
Your Wallet.
Nobody's Permission.

A plain-language guide for anyone starting fresh — whether you've never touched crypto before, or never had a bank account at all.

1.4 billion people in the world today have no bank account. Not because they don't work hard, not because they don't deserve one — the system simply was never built for them. This page exists to change that, one real, working wallet at a time.

What is a crypto wallet?

Think of it like a bank account that only you control. No branch to visit, no paperwork, no waiting for someone to approve you. You create it yourself, on your own phone, in a few minutes — and it's genuinely yours from that moment on.

Step 1 — Get your wallet

We recommend MetaMask — one of the most widely trusted wallets in the world, and the same wallet RichX Chain's own technical documentation is built around.

  1. Search "MetaMask" in your phone's app store (Google Play or Apple App Store) and install it — it's free.
  2. Open the app and choose "Create a new wallet."
  3. Set a password — this only unlocks the app on your own phone; it's never sent anywhere.
  4. You'll be shown a set of 12 words — this is called your Secret Recovery Phrase. Write these down on paper, in order. Do not skip this step.
  5. Confirm the words when asked, and your wallet is ready. That's it — you now own a real crypto wallet.

⚠️ Before you go any further — read this

Your 12-word recovery phrase is your money. Whoever has it can take everything, instantly, with no way to reverse it.

Step 2 — Understand what you're holding

RXC — RichX Coin

RXC is the native currency of RichX Chain — a real, independently-run blockchain (Chain ID 20260618), verifiable on its own public block explorer. It's used to pay small network fees when you send tokens or use apps built on RichX Chain.

ETHIC+ — Ethicoin

ETHIC+ is a token whose value is indexed to gold — referenced against the gold price, not a promise backed by a vault of physical gold. Every single transfer includes a fixed 1% fee, written permanently into the smart contract, that funds real environmental remediation work in Ghana — cleaning up rivers and land damaged by illegal mining. This fee cannot be changed, removed, or redirected by anyone, including the people who built it.

Step 3 — Add these to your wallet

Add RichX Chain (for RXC)

Network NameRichX Chain
RPC URLhttps://richxchain.com/rpc
Chain ID20260618
Currency SymbolRXC
Block Explorerhttps://richxscan.com

In MetaMask: tap the network dropdown at the top → Add Network → Add a network manually → enter the details above exactly as shown.

Add ETHIC+ (on BNB Smart Chain)

Token Contract0x3072fe601074c1a6fa55b95c8b3da94b2ce7bd75
NetworkBNB Smart Chain
Verify atbscscan.com

Always double-check the contract address matches exactly before adding — this protects you from fake copycat tokens.

Step 4 — Where to actually use it

Being honest with you: crypto is real money with real risk — prices move, and nobody can promise they'll only move up. This page exists to give you the same starting tools that anyone, anywhere, already has access to — not a promise of guaranteed profit. Start small, learn as you go, and never risk money you need for rent, food, or family.